If you are injured and unable to work, you may have insurance coverage – either previously arranged by you or through your superannuation.

The insurance coverage may entitle you to:

• A lump sum payment for total and permanent disablement.
• Periodic income protection payments.
• Specific lump sum payment for a traumatic event.

If you were dependent upon a deceased loved one, you may be entitled to claim on their life insurance (also known as a Death Benefit), which often forms part of their superannuation.

To access entitlements under an insurance policy, it is not necessary to prove that an injury was caused by someone else or that it was work related.

To make an insurance claim, there are different requirements depending upon the nature of the claim and the relevant insurance policy.  If you are not sure whether you have insurance coverage under your superannuation, we can ascertain this information for you.

Our Fee policy

We act on a No Win, No Fee basis in all superannuation, TPD and insurance claims – we also act on a fixed fee basis if a claim is resolved prior to commencing Court proceedings in it so our clients know how much they will have to pay out of their benefit.

Most insurance claims can be resolved without the necessity of commencing Court proceedings.